Browse Legal terms before account access
Our Legal notice explains the rules that apply when you create, use or close an account on koi234. It covers account details, phone verification, wallet records, policy changes, restricted access and the route for raising a question about your personal data. Eligibility depends on local law,
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so you remain responsible for checking whether access is permitted in your location before proceeding. When a payment record needs checking, we may refer to the selected rail, reference number and account status rather than asking you to resend unnecessary details. DANA, OVO, GoPay and QRIS
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appear as context for transaction records, while bank transfer and virtual account references may also be relevant. The policy wording shown at the time of your account action is the useful starting point; keep your receipt or reference number if you need us to trace a
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status.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.